The following check list is designed to help the applicant understand the process of obtaining coverage.
Many of those looking for Flood Insurance coverage are only doing so due to the mortgage company requiring the policy. The way to negate the bank’s requirement is to obtain an Elevation Certificate to prove the property is not in a flood prone area.
If your home is in a Flood Plain, the only way to obtain a flood policy is to obtain an Elevation Certificate.
If your home is not in a flood plain and is instead in a “X” or “AB” zone, flood insurance quotes and policies are quick and simple to engage.
So… To start the process of getting a flood policy, consider reviewing the following:
- Start with a Flood Certificate if required. http://www.nationalfloodelevations.com. The certificate will look like this. elevationcertificate
- If you are not in a flood zone and desire coverage, submit the online quote request form and we will send you a quote FAST.
- Submit a quote request via the following link and include your Flood Certificate.
- Expect a quote expediently.
The process sounds simple. The reality is a Flood Policy is one of the few type of policies that require funds to be paid prior to purchasing a policy. Certificates can range in price…
When you are ready for that coverage to start, give us a call or submit the application on line. Coverage has a waiting period of 30 days. If you are closing on a home, the coverage can start on the day of closing.
Thank you for considering Georgia Flood Insurance. Do take the next step and submit a quote request. We will contact you promptly.
