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	<title>Georgia Flood Insurance</title>
	<link>http://www.gafloodinsurance.com</link>
	<description>Flood Coverage for Georgia Property</description>
	<lastBuildDate>Tue, 03 Nov 2009 14:30:35 +0000</lastBuildDate>
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	<item>
		<title>Homeowner Claim</title>
		<description><![CDATA[Are you filing a claim for a flood loss? FEMA requires that the homeowner policy reject coverage PRIOR TO the flood policy providing coverage&#8230;
What does that mean?  It means that even though the homeowner policy provides no coverage, the homeowner is still required to process a homeowner policy claim and be denied coverage.  After the [...]]]></description>
		<link>http://www.gafloodinsurance.com/2009/11/homeowner-claim/</link>
			</item>
	<item>
		<title>Flood Elevation Certificates</title>
		<description><![CDATA[The number of customers requesting elevation certificates has had a significant jump in the past few weeks.  Property owners are looking for flood insurance and they are calling our friend and preferred vendor Higher Grounds Surveying .   Need an elevation certificate fast and done right?  Higher Grounds Surveying has many years of experience including [...]]]></description>
		<link>http://www.gafloodinsurance.com/2009/10/elevation-certificate/</link>
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		<title>Flood Definitions</title>
		<description><![CDATA[Standard residential and commercial property policies normally exclude flood losses, due to their
catastrophic nature. 
In response to an overall need for flood insurance, Congress passed the National Flood Insurance Act of 1968. This Act established the operation of a national program for providing this much-needed coverage. The National Flood Insurance Program (NFIP) is managed by [...]]]></description>
		<link>http://www.gafloodinsurance.com/2009/09/flood-definitions/</link>
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		<title>Basements and Flood Insurance</title>
		<description><![CDATA[Regarding basements, coverage is extremely  limited:
Regarding basements, coverage is extremely limited:
Up to 4 items are covered in the basement if they are essential to operating the house &#8211; for example: the hot water heater, furnace, AC equipment, sump pumps, circuit breaker boxes , outlets &#38; switches.
Drywall is covered, but we only nail it to [...]]]></description>
		<link>http://www.gafloodinsurance.com/2009/09/basements-and-flood-insurance/</link>
			</item>
	<item>
		<title>Flood Terms</title>
		<description><![CDATA[1-percent annual chance floodplain
This is the boundary of the flood that has a 1-percent chance of being          equaled or exceeded in any given year. Also known as the 100-year floodplain.
1-percent annual chance water-surface elevation
The height, in relation to the National Geodetic Vertical Datum of 1929  [...]]]></description>
		<link>http://www.gafloodinsurance.com/2009/09/terms/</link>
			</item>
	<item>
		<title>Flood Insurance Rate Changes</title>
		<description><![CDATA[October 1 will bring a number of changes to the NFIP.  Some will affect premiums for policyholders in all risk areas. It is important to understand these changes as many of your customers will soon receive their 60-day renewal notices and may see a change in their premiums and policy terms including deductibles.



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]]></description>
		<link>http://www.gafloodinsurance.com/2009/08/flood-insurance-rate-changes/</link>
			</item>
	<item>
		<title>History Proves the Risk is Real</title>
		<description><![CDATA[One Year Ago
This year’s peak hurricane season marks the anniversary of several major tropical storms and hurricanes that have hit numerous states in years past – just last year Tropical Storm Fay began one of the worst storm seasons in U.S. history. Fay hit South Florida on August 18 and became the first storm in [...]]]></description>
		<link>http://www.gafloodinsurance.com/2009/08/history-proves-the-risk-is-real/</link>
			</item>
	<item>
		<title>Peak hurricane season is here</title>
		<description><![CDATA[Peak hurricane season is here —  is your community protected  with flood insurance? ]]></description>
		<link>http://www.gafloodinsurance.com/2009/08/peak-hurricane-season/</link>
			</item>
	<item>
		<title>Flood Insurance Extension</title>
		<description><![CDATA[House Passes National Flood Insurance Extension Act July 30, 2009, www.InsuranceJournal.com [Excerpt] The U.S. House of Representatives passed the National Flood Insurance Program (NFIP) Extension Act of 2009, H.R. 3139, which extends the program until March 31, 2010.
The NFIP is currently set to expire on September 30, 2009. Earlier this year, an extension was signed [...]]]></description>
		<link>http://www.gafloodinsurance.com/2009/08/flood-insurance-extension/</link>
			</item>
	<item>
		<title>Hurricane Season IS Flood Season</title>
		<description><![CDATA[June marked the beginning of the Atlantic hurricane season in the United States, which as you know, raises the flood risks for homeowners living not only along coastal areas, but inland as well. Eight of the top ten most expensive federally declared disasters have been caused by hurricanes, which bring heavy rains that can cause widespread flooding. ]]></description>
		<link>http://www.gafloodinsurance.com/2009/07/flood-season/</link>
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